Become a Member
Open an Account
As part of the General Mills community, you deserve better rates, fewer fees, and tools that help you do more with your money.
Which Account Are You Opening?
Open your account online or at a branch to unlock exclusive benefits built for the General Mills community.
Why Choose Mill City?
Exclusive Benefits
Get member-only discounts, loan rate reductions, and special offers.
Convenient Banking
Bank on-site at General Mills or access 5,000+ shared branches nationwide
Join Online Anywhere
Open your account online quickly and securely.
No-Fee ATMs
Use 100,000 ATMs nationwide without a surcharge.
Personalized Support
Get help when you need it from a team that understands your needs.
Switching to Mill City Is Easy
Changing financial institutions doesn't have to be a hassle. Download our free guide with step-by-step instructions to make your move simple.
Become a Member FAQs
Why is Mill City a Division of City & County Credit Union?
Can I open an account in person, online, or by phone?
What do I need to open an account at Mill City?
- Valid ID, Social Security number, and date of birth
- Contact information for all account holders
- $5 minimum deposit into your Primary Share Savings Account
Why should I join Mill City?
- Credit union members benefit from an extra $209* per year on average vs big banks
- Lower loan rates to help you reach your goals
- Straightforward rates—no hidden fees
- Community giving that supports where you live and work
*Data Source – NCUA, America's Credit Unions and Rate.net.
Membership Eligibility
Mill City membership is open to General Mills employees, retirees, and their families.