Checking
Everyday banking, made simple & free. Open your account and enjoy no monthly maintenance fees, no minimum balance requirements & no hoops to jump through.
Personal
Bank
Debit Cards
Shop with confidence while earning perks. Cash back is unlimited & you can earn discounts to stores you routinely shop at with Cash Perks.
Savings
Create a solid savings foundation. Invest in a Money Market or Certificate of Deposit or keep your funds in a savings account. We have an option fit for your savings goals.
Youth Accounts
Accounts for kids & students. Create a solid financial foundation with an account that has perks that will keep them moving forward.
Credit Cards
Boost your wallet with a no annual fee card. Plus - select from various credit card options based on your shopping habits. like unlimited cash back.
Gift & Prepaid Cards
Cards with limits & protection. Be prepared for traveling abroad or use a prepaid card as a tool to control your spending.
Borrow
Apply for a Loan
Apply for a Mill City loan.
Auto Loans
Hit the road in your new vehicle or motorcycle. Finance a new or used vehicle with help from City & County Credit Union. and lock in a low rate & no payments for 90 days.
Mortgages
Finance your home or refinance your current. Our local team will help you get preapproved to start home shopping asap.
Recreation Loans
Boats, RVs, ATVs & all the adventures. Finance with a low-rate loan and no payments for 90 days. Easily apply online in minutes.
Home Equity
Put your home’s equity to work. Finance a remodel, your child's tuition or simply add wiggle room to your emergency fund.
Credit Cards
Boost your wallet with a no annual fee card. Plus - select from various credit card options based on your shopping habits. like unlimited cash back.
Personal Loans
Life happens and we have a loan for it. Pay for the unexpected and life's biggest moments with a personal loan.
Student Loans
Cover the cost of college tuition. Finance tuition while getting your degree or refinance after you graduated for one low payment.
Manage
Mobile Banking
Banking from the palm of your hand. Download City & County's mobile app to manage money on the go. Make account transfers, mobile check deposits, pay bills & more!
Online Banking
Access your accounts with Online Banking. Login to manage your money from your computer including transfer funds, pay bills, check your credit score & more.
Direct Deposit
Make payday even easier. Set up direct deposit to your City & County account and avoid the delay of a paper check. Use your account MICR number and CCCU's Routing Number 296075810.
Digital Wallet
We go where you go. Add your City & County Debit or Credit Card to your digital wallet to shop on the go all from the palm of your hand.
Forms
Easily make requests & submit important info.
Prepare
Calculators
Calculate your savings. See how small changes can make a big impact with our FREE loan & deposit calculators.
Financial Coaching
Get the help you need to create a plan. With our partner - LSS Financial - you'll be able to enjoy 6 free coaching sessions on a topic of your choice.
Investing
Prepare & plan for the future ahead. Think about retirement, college savings & estate planning all with help from our Investment Team.
Insurance
Protect what matters most while earning a discount just for being a City & County member. Work with Liberty Mutual to save through our Trustage program.
Fraud & ID Theft
Prevent fraud & identity theft with our helpful tips.
Business
Bank
Business Checking
Simplified business banking. Whether you are just getting started or a seasoned business owner, City & County has a Business Checking Account designed to meet your needs today & as you grow - Business Select, Business Advanage & Business AdvantagePlus.
Business Savings
Create a solid foundation. Invest in a money market or certificate of deposit or simply place your funds in a secured account.
Credit Cards
Save with a no annual fee card. Select from our various credit card options to fit the purchasing needs of your business.
Borrow
Commercial Loans
Finance your business building. Expand with a Commercial Real Estate Loan. Purchase or refinance a property, remodel an existing facility or put your equity to use.
SBA Loans
Unique loan options. City & County is a proud SBA lender. We'll work alongside you & your business as you qualify for specific SBA programs.
Business Loans
Grow you business. Finance vehicle loans, credit cards, equipment loans, lines of credit, real estate loans & SBA loans.
Manage
Mobile Banking
Money in the palm of your hand. Download City & County's mobile app to manage money on the go. Make account transfers, mobile check deposits, pay bills & more!
Online Banking
Access your accounts from home. Login to online banking to manage your money from your computer. Transfer funds, pay bills, check your credit score & more.
Business Resources
Free tools & resources. Check out our list of approved tools to keep growing your businesses and get your questions answered.
Learn
Classes & Events
Join Mill City at an event near you. Attend a free financial education workshop, a community event or a member exclusive event.
Youth Programs
Resources to teach the basics. Teach your child about important money topics with our free resources - Money on the Bookshelf, Money Lessons for Kids videos & the perfect Kids Club starter account.
Financial Wellness
Be financially empowered. Learn about important money topics with our free tools - credit scores, budgeting, home buying & more - in a format that works for you!
Scholarships
Cut the cost of college. Apply for Mill City's College Scholarship by answering a quick 500 word essay question.
Blog
Find inspiration & resources on important money topics.
Meet Mill City
CU Difference
We're like a bank, but better. We do banking differently and we're proud of it. Credit Unions are not-for-profit and exist for one reason - to serve our member owners.
Member Benefits
Perks, discounts & more. All because you're a proud member at City & County Credit Union. Enjoy insurance discounts, CU Auto, Servion Realty, TruStage, LSS Financial & ticket discounts.
Community Impact
We're here to help. Request a donation, sponsorship or a team of volunteers for your cause.
Careers
Join our team. Start a new career at CCCU with our open positions. Enjoy an extensive benefits & compensation package.
Join Mill City
Open an account with Mill City. Start enjoying membership perks, exclusive access to products & more. Get started in under five minutes with our online application.
