Why Mill City?
Built for General Mills
Serving employees, retirees, and families since 1935—with better rates, fewer fees, and credit union service you can count on.
Exclusive Member Perks
Get access to special loan discounts, cashback offers, and other benefits just for the General Mills community.
More Ways To Bank
Use an on-site branch, access 5,000+ shared branches, or manage everything with our mobile app.
Free ATM Access
Enjoy 100,000+ surcharge-free ATMs nationwide, including inside some General Mills facilities.
New to Mill City?
Apply in minutes with our simple online application.
Checking That Pays
Earn up to $100 when you open & use a new Mill City checking account!
Big Goals, Simple Solutions
Whether you're saving, buying, or tackling debt, we’ve got the tools to keep you moving forward.
Free Checking
Enjoy simple, fee-free banking that lets you keep more of what’s yours.
Personal Loans
Whatever life throws your way, we’ve got financing designed for peace of mind.
Savings Accounts
Set money aside, watch it grow, and plan for what’s ahead with flexible options.
Auto Loans
Quick approvals and competitive rates help you get behind the wheel faster.
Credit Cards
Spend confidently with built-in perks, strong security, and zero hidden fees.
Your Free Guide to Financial Confidence
Get practical tips on budgeting, saving, and managing debt—all in one easy-to-read ebook.
Join the Mill City Family Today!
Open your account online and start accessing exclusive benefits made for the General Mills community.