Built by Members, for Members

More Than Banking

At Mill City, we’re your financial partner who cares as much about your goals as you do.

Discover What's Possible

Big, small & everything in-between. We meet you where you are at with simple & affordable solutions that help you achieve your goals for today and plan for tomorrow.

Promotions

Current promotions to help you crush your goals.

Promotions

Free Checking

Everyday banking, made simple & affordable.

Free Checking

Mortgages

A place to call home, a loan to make it happen.

Mortgages

Auto Loans

Take the wheel and show off what you can do.

Auto Loans

Credit Cards

Shop smart while earning rewards.

Credit cards

Investments

Plan for the future ahead.

Investments

Financial wellness article on mobile phone

Financial Freedom Starts Here

Feel empowered about your finances with our free Ultimate Guide to Financial Wellness. You’ll be able to skip the complicated jargon and dive right into easy-to-understand resources.

What is budgeting and how do I start?
How can I conquer my debt?
Where should I start in the world of investing?

Get Started

Great Rates, More Savings

Auto Loans

AS LOW AS

5.74%

APR

Apply Now

9 Month CD

UP TO

4.37%

APY

CD Details

Credit Cards

AS LOW AS

12.75%

APR

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Holiday Loans

AS LOW AS

8.99%

APR

Apply Now

A Better Way to Bank

Figuring out how to get the most for your money shouldn’t feel like a difficult or risky to-do. That’s why at Mill City we believe in being different.

We simplify finances, empower through education and make affordable financial solutions that put you in control of your goals.

Think bigger. Think bolder.

Open Account

Find a Branch

Discover What's Possible

Big, small & everything in-between. We meet you where you are at with simple & affordable solutions that help you achieve your goals for today and plan for tomorrow.