Open an Account

& Discover the Mill City Difference

As part of the General Mills community, you deserve better rates, fewer fees, and tools that help you do more with your money.

Become a Mill City Member Today

Open your account online or at a branch to unlock exclusive benefits built for the General Mills community.

Fast-Local-Desicions
New to Mill City?

Apply in minutes with our simple online application.

Open Account
Check Status
Careers Icon
Already a Member?

Add a new account in our mobile app or online banking.

TIP – To open a CD, visit us in person or call us at (800) 223-2801.

Add New
kids-club
Youth Account

Ready to open an account for someone age 0 to 17?

Youth Account
Check Status
Small Business Icon
Running a Business?

Explore Mill City business account options.

Get Started
specialty account
Specialty Account

Some financial situations require a unique account. We have you covered.

  • Conservator/Guardian
  • Estate Account
  • Power of Attorney
  • Representative Payee
  • Trust Account
  • Uniform Transfer to Minor Account
Specialty Accounts

Why Choose Mill City?

icon-benefits

Exclusive Benefits

Get member-only discounts, loan rate reductions, and special offers.

icon-location

Convenient Banking

Bank on-site at General Mills or access 5,000+ shared branches nationwide.

icon-global

Join Online Anywhere

Open your account online—quickly and securely.

NoFeeATM

No-Fee ATMs

Use 100,000+ ATMs nationwide with no surcharge.

icon-handshake

Personalized Support

Get help when you need it from a team that understands your needs.

Previous Slide
Next Slide
Man with shopping bag

Switching to Mill City Is Easy

Changing financial institutions doesn’t have to be a hassle. Download our free guide with step-by-step instructions to make your move simple.

Download Guide

Frequently Asked Questions (FAQ)

Why is Mill City a Division of City & County Credit Union?

In 2019, Mill City Credit Union merged with City & County Credit Union to form one unified credit union. No matter which branch you visit, you’ll get the same trusted service and full access to your accounts.

Download Switching Guide
Can I open an account in person, online, or by phone?

Yes. You can apply online, visit a branch, or call us at (800) 223-2801.

What do I need to open an account at Mill City?
  1. Valid ID, Social Security number, and date of birth
  2. Contact information for all account holders
  3. $5 minimum deposit into your Primary Share Savings Account
Why should I join Mill City?
  • Households save an average of $468 per year in fees
  • Lower loan rates to help you reach your goals
  • Straightforward rates—no hidden fees
  • Community giving that supports where you live and work
MomAndSon

Membership Eligibility

Mill City membership is open to General Mills employees, retirees, and their families.

LEARN MORE

Ready To Get Started?

Open Account Online