Open an Account

& Become a Member

Becoming a member at Mill City a Division of City & County Credit Union isn’t like that gym membership you never use. Instead, it’s your first step to opening a free account at a bank that exists for one reason – to help you reach your financial goals.

New to Mill City

Easily open your new Mill City account with our quick & easy CCCU online application. 

Already a Member

Already have an existing Mill City account? Log in to Mobile or Online Banking to add a new savings, checking or money market account. Simply select ‘Open New Account’ from the menu. 

Business Banking

Take your business to the next level with a Mill City Business Account. Complete our quick & easy CCCU online application to get started.

Already submit an online application? Check the status & upload additional documents within the portal.

Finding a new financial institution can feel like a huge to-do. It’s easy to become overwhelmed by the thought of moving all of your accounts, direct deposits, and automatic payments. But with the right support and guidance, changing financial institutions can be a smooth, straightforward, and rewarding process. Download this free guide to get started with step-by-step support and ease!

What's Inside

  • What to search for in a future financial institution 
  • How to identify and update automatic payments and direct deposits
  • How to open a new checking or savings account 
  • How to close your old account 
  • Printable charts to compare financial institutions, track payments/deposits, and collect new account information

Don't let the fear of switching banks hold you back from finding a better financial institution! Download our free guide today and get started on your journey toward financial freedom.

In 2019, City & County Credit Union proudly welcomed the members of Mill City Credit Union and collaboratively merged our long-standing successful credit unions into one organization. To best represent the truly collaborative nature of this merger, all Mill City branches became Mill City a Division of City & County Credit Union.

Regardless if you visit a branch originally Mill City Credit Union or City & County Credit Union’s historic branch in downtown Saint Paul, we are one credit union. You can access your accounts at all branch locations and you’ll enjoy the same experience that you have come to know & expect from your credit union. 

Prefer to open your account by visiting us in person or by phone? No problem! Find a branch near you to get started or call us at (800) 223-2801.  

  • Personal information for all account holders including valid ID, social security number & date of birth
  • Contact information for all account holders
  • $5 minimum deposit into your Primary Share Savings Account

To open an account at Mill City you must meet our eligibility requirements based on where you live or work. 

It’s simple. We’re a different way to bank and proud of it. We exist for everyone – especially those who have felt overlooked in the financial system. Whether you need a savings account or are ready to buy your first home, we treat every person with the same time, attention and respect to feel empowered about their finances. 

  • Households that bank with Mill City save $468 in yearly fees vs big banks 
  • Low rate loans that make your next goal affordable
  • Straightforward rates & fees with no hoops to jump through 
  • Community giving to improve where we all live & work

Learn more about what makes credit unions the better way to bank