Exclusive offers for Mill City members

Current Promotions

Celebrating all you’ve accomplished with exclusive promotions!

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Feel confident as you head into Spring & take advantage of low-rate auto loans, CD specials & a limited time closing cost offer. Check back for credit union updates, current promotions & so much more!

$750 off Closing Costs

Feel confident in your home buying journey, so you can get the best option for you & your family.

  • Attend a FREE Home Buying Webinar & receive up to $750 off closing costs
  • Enjoy down payments as low as 3%
  • Competitive rates & no hidden fees

Student Loan Refinance

Take control of your student loan repayment! Refinance & consolidate into one convenient & manageable payment.

  • Earn $300 when you refinance your student loans
  • April 1 – June 30, 2024
  • Plus – enjoy no payments or interest for 3 months

Low-Rate Auto Loan

Finance your next adventure with a low-rate auto loan!

  • Rates as low as 5.99% APR
  • No payments for 90 days

Up to $100 New Checking

Earn up to $100 when you open & use a new Checking Account!

  • Get $50 when you set up direct deposit totaling $500 or more
  • Get $50 when you make 6 debit card transactions 

CD Specials

Your money, your earnings! Give your savings a boost with a CD Special! Plus – earn .20% rate boost by bringing new money to Mill City.

9 Month CD Special

  • Existing Funds 4.80% APY (4.72% rate)
  • New Money 5.00% APY (4.91% rate)
  • $5,000 Minimum

15 Month CD Special

  • Existing Funds 4.60% APY (4.52% rate)
  • New Money 4.80% APY (4.72% rate)

$750 off Closing Costs
Equal Housing Opportunity. Mortgages not available in all states. Closing cost credit is applied as a lender credit towards eligible closing costs. Closing cost offer available on applications submitted in 2024 and subject to change. Loans greater than $100,000 may be eligible for up to a $750 lender credit, all others may receive up to a $500 lender credit. If applicant does not attend a CCCU Home Buying Webinar, lender credit will be $250 less than quoted amount. Offer not available for home equity or commercial loans. Other restrictions may apply. Contact credit union for more information. 

Student Loan
By refinancing federal student loans, you may lose certain borrower benefits from your original loans, including interest rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans. Must be a member of credit union, US Citizen or Permanent Resident and have completed a degree at an approved school to be eligible for student refinance loans. Student loans are made by CU Student Choice. CCCU is not the creditor and is compensated by CU Student Choice for referral of loan consumers. $300 cash deposit will be deposited into your savings account within 90 business days from the funding date of your loan. Limit one cash award per borrower. Offer subject to change. Contact CCCU for more details.

Auto Loan
APR = Annual Percentage Rate. Actual Rates based on applicant’s credit qualifications, collateral, and loan terms.. Rates and terms subject to change at any time. All loans subject to approval. Contact CCCU Representative for details. Interest rate subject to credit worthiness. New vehicle financed up to 100% of the purchase price, used up to 100% NADA retail including options. Includes tax, license & extended warranty for qualified borrowers. Term limits may apply. Example payment - A loan of $15,000 for a term of 36 months at 5.99% APR results in monthly payments of $457.39.

New Checking Account
Up to $100 Cash Back: Earn $50 for one or more new ACH direct deposit(s) greater than or equal to $500 in the 60 calendar days from account opening (excludes digital wallet and income earned through self-employment or working an IRS-classified “Gig Economy” job). Earn $50 for making 6 total debit card transactions (excludes ATM usage and digital wallet transactions). Cash Back deposited to qualifying checking within 60 days of account opening. Offer valid only on new checking accounts (account owners/co-owners do not currently  have, nor have had, a checking account at CCCU in the last 12 months). Accounts must be in good standing. Limited to one offer per household. Cash Back is considered a bonus and is reportable to IRS. APY = Annual Percentage Yield. APY from 0%-0.25% available dependent upon checking account options selected. Rates effective as of January 8, 2024, and subject to change. No minimum balance required to open a checking account. Minimum balance from $0-$10,000 to earn stated APY.  Other conditions or restrictions may apply. Call for complete details. Offer subject to change.

CD Specials
APY = Annual Percentage Yield. Rates effective as of 01/08/2024 and subject to change without notice. Minimum purchase amount is $5,000. 9-month CD for 5.00% APY and 15-month CD for 4.80% APY include a rate boost of 0.20% and are available on certificates with an original balance not included in current CCCU member's 3 month average daily balance. CDs also available for existing CCCU account balances at reduced APY (9-month CD for 4.80% APY, 15-month CD for 4.60% APY). 9-month CD will automatically renew into a 12-month term and 15-month  CD will automatically renew into a 24-month term at maturity unless otherwise directed by member. IRA certificates are also available. A penalty for early withdrawal may apply and may reduce earnings. Ask a CCCU representative for complete details.