Open an Account

& Discover the Mill City Difference

As part of the General Mills community, you deserve better rates, fewer fees, and tools that help you do more with your money.

Become a Mill City Member Today

Open your account online or at a branch to unlock exclusive benefits built for the General Mills community.

New to Mill City?

New to Mill City?

Apply in minutes with our simple online application.

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Already a Member?

Add a new account in our mobile app or online banking.

TIP – To open a Certificate/CD, choose the Open CD button below.

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Youth Account

Youth Account

Ready to open an account for someone age 0 to 17?

Youth Account
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Running a Business?

Explore Mill City business account options.

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Specialty Account

Specialty Account

Some financial situations require a unique account. We have you covered.

  • Conservator/Guardian
  • Estate Account
  • Power of Attorney
  • Representative Payee
  • Trust Account
  • Uniform Transfer to Minor Account
Specialty Accounts

Why Choose Mill City?

Exclusive Benefits

Exclusive Benefits

Get member-only discounts, loan rate reductions, and special offers.

Convenient Banking

Convenient Banking

Bank on-site at General Mills or access 5,000+ shared branches nationwide.

Join Online Anywhere

Join Online Anywhere

Open your account online—quickly and securely.

No-Fee ATMs

No-Fee ATMs

Use 100,000+ ATMs nationwide with no surcharge.

Personalized Support

Personalized Support

Get help when you need it from a team that understands your needs.

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Switching to Mill City Is Easy

Changing financial institutions doesn’t have to be a hassle. Download our free guide with step-by-step instructions to make your move simple.

Download Guide

Frequently Asked Questions (FAQ)

Why is Mill City a Division of City & County Credit Union?

In 2019, Mill City Credit Union merged with City & County Credit Union to form one unified credit union. No matter which branch you visit, you’ll get the same trusted service and full access to your accounts.

Download Switching Guide
Can I open an account in person, online, or by phone?

Yes. You can apply online, visit a branch, or call us at (800) 223-2801.

What do I need to open an account at Mill City?
  1. Valid ID, Social Security number, and date of birth
  2. Contact information for all account holders
  3. $5 minimum deposit into your Primary Share Savings Account
Why should I join Mill City?
  • Credit union members benefit from an extra $209* per year on average vs big banks
  • Lower loan rates to help you reach your goals
  • Straightforward rates—no hidden fees
  • Community giving that supports where you live and work

*Data Source – NCUA, America's Credit Unions and Rate.net.

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Membership Eligibility

Mill City membership is open to General Mills employees, retirees, and their families.

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Ready to Get Started?

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