Current Promotions

1% Unlimited Cash Back
APR (annual percentage rate) is subject to change and may increase or decrease based on certain creditworthiness not to exceed state law. The Credit Card Rewards Program is subject to change. Yearly cash back payout for Platinum Rewards Credit Cards is for net purchases and is in the form of a credit applied to your Share Account. Cash back rewards will not accumulate on any fees, balance transfers, cash advances or interest charges. See Credit Card Agreement and Disclosure for complete details. Cash advance fee is 2% or a $10 minimum. Foreign Transaction fee is 1% of each transaction in U.S. dollars. Late payment is $25 and returned payment is $35. 

Holiday Loan
APR = Annual Percentage Rate. Personal loan rate effective as of 11/01/2024 and valid through 12/31/2024. Actual rate based on applicant’s credit qualifications and loan terms. Additional discounts do not apply. The monthly payment per $1,000 borrowed for 36 months for personal loans at 8.99% APR is $31.91. Loans may not be used to refinance an existing obligation with CCCU. Offer subject to change without notice. Ask a credit union representative for complete details.

New Checking Account
Up to $100 Cash Back: Earn $50 for one or more new ACH direct deposit(s) greater than or equal to $500 in the 60 calendar days from account opening (excludes digital wallet and income earned through self-employment or working an IRS-classified “Gig Economy” job). Earn $50 for making 6 total debit card transactions (excludes ATM usage and digital wallet transactions). Cash Back deposited to qualifying checking within 60 days of account opening. Offer valid only on new checking accounts (account owners/co-owners do not currently  have, nor have had, a checking account at CCCU in the last 12 months). Accounts must be in good standing. Limited to one offer per household. Cash Back is considered a bonus and is reportable to IRS. APY = Annual Percentage Yield. APY from 0%-0.25% available dependent upon checking account options selected. Rates effective as of January 8, 2024, and subject to change. No minimum balance required to open a checking account. Minimum balance from $0-$10,000 to earn stated APY.  Other conditions or restrictions may apply. Call for complete details. Offer subject to change.

Auto Loans
*APR = Annual Percentage Rate. Actual rate based on applicant's credit qualifications, collateral and loan terms. Rate effective as of 11/01/2024. Rates and terms subject to change. Interest will accrue for the first 90 days without payment. Loan purpose restrictions may apply. Contact CCCU representative for more information. 

$750 off Closing Costs
Equal Housing Opportunity. Mortgages not available in all states. Closing cost credit is applied as a lender credit towards eligible closing costs. Closing cost offer available on applications submitted in 2024 and subject to change. Loans greater than $100,000 may be eligible for up to a $750 lender credit, all others may receive up to a $500 lender credit. If applicant does not attend a CCCU Home Buying Webinar, lender credit will be $250 less than quoted amount. Offer not available for home equity or commercial loans. Other restrictions may apply. Contact credit union for more information.

CD Specials
APY = Annual Percentage Yield. Rates effective as of 10/03/2024 and subject to change without notice. Minimum purchase amount is $5,000. 9-month CD for 4.37% APY and 15-month CD for 3.75% APY include a rate boost of 0.20% and are available on certificates with an original balance not included in current CCCU member's 3 month average daily balance. CDs also available for existing CCCU account balances at reduced APY (9-month CD for 4.16% APY, 15-month CD for 3.55% APY). 9-month CD will automatically renew into a 12-month term and 15-month CD will automatically renew into a 24-month term at maturity unless otherwise directed by member. IRA certificates are also available. A penalty for early withdrawal may apply and may reduce earnings. Ask a CCCU representative for complete details.

Student Loan Refinance
By refinancing federal student loans, you may lose certain borrower benefits from your original loans, including interest rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans. Must be a member of credit union, US Citizen or Permanent Resident and have completed a degree at an approved school to be eligible for student refinance loans. Student loans are made by CU Student Choice. CCCU is not the creditor and is compensated by CU Student Choice for referral of loan consumers. $300 cash deposit will be deposited into your savings account within 90 business days from the funding date of your loan. The primary borrower must be a credit union member in good standing at the time of deposit. Limit one cash award per borrower. Recipient is responsible for any applicable federal, state, or local taxes associated with receiving the cash deposit; consult your tax advisor to determine applicable tax consequences. Offer subject to change. Contact CCCU for more details.

3 Months No Payments, No Interest Offer
To qualify, the loan application must be started between 1/3/2024 and 1/3/2025 and the selected repayment term must be 10 years or less. Upon disbursement of your refinance loan, no payments will be required and no interest will accrue during a three-month promotional period. After this three-month promotional period ends, this loan requires full payments of principal and interest. The credit union reserves the right to modify the terms of this offer at any point in the future for new applications.

$300 Cash Offer
To qualify, the loan application must be started between 04/01/2024 and 12/31/2024. Upon approval and disbursement of your refinance loan, the primary borrower will receive a cash deposit of $300. The cash deposit will be awarded in the form of a deposit to your credit union checking or savings account within 90 business days from the funding date of the loan. The primary borrower must be a credit union member in good standing at the time of deposit. Limit one cash award per borrower. The credit union reserves the right to modify the terms of this offer at any point in the future for new applications. Recipient is responsible for any applicable federal, state, or local taxes associated with receiving the cash deposit; consult your tax advisor to determine applicable tax consequences.