Building Credit

Practice good credit habits to show you’re creditworthy.

Building credit doesn’t happen overnight. It takes time – at least 6 months of making on-time payments. Here are some of our best tips for getting started:

  • Avoid adding too much debt quickly
  • Keep accounts open for as long as possible
  • Make 100% of your payments on time
  • Don’t let your balance exceed 30% of your credit limit
  • Safeguard against fraud by utilizing CardValet
  • Check your credit reports + track your credit score with SavvyMoney
  • Begin building a credit history with a Secured Mastercard

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