Private Student Loans

Student Loans

When you’re facing a gap between the cost of higher education and the total of your financial aid and federal loans, a private student loan can be the answer to your needs. Borrow smart and take advantage of a better way to pay for college with zero origination fees, lower rates and flexible repayment terms.

Whether you are attending college or learning to manage your money after graduation, City & County’s Student Choice Private lending solution can help reduce the stress and cost of higher education.

Expanding your options for education funding

A private student loan gives you another way to fund your education, and our student loans make life easier by only requiring you to apply once for your student loans.

  • Zero origination & prepayment fees
  • Flexible repayment options
  • Easy online application & approval
  • Apply once & get access to a line of credit to fund your college career1
  • Borrow up to $75,000

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Funding Your Education

Education can be costly, but there are many ways to help make it more affordable. The first step is to learn about your funding options.

Family Contribution
This consists of money you, your parent(s), and other relatives contribute to your education.

Scholarships & Grants
This is considered “gift aid” and does not require payment.

Federal Work-Study Program
The Federal Work-Study Program provides funds for part-time employment to help needy students finance the costs of post-secondary education. Ask your education institution for complete details.

The original loan amount, plus interest, must be repaid. School loans are based on one academic year, and students must reapply for these loans every year.

Learn More + Apply

Private student loans should be used as supplemental funding after exhausting all sources of financial aid, including grants, scholarships, and federal student loans. Federal loans offer more attractive terms when compared to most other borrowing options, including private student loans. For more information on federal loans, visit

1 Subject to qualification and annual credit review.