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What You Need to Know About Early Tax Refund Services

  • Categories: Blog
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Would you rather wait three weeks to receive $3,000 — or receive some of that money now? It’s the financial version of the “marshmallow test” measuring instant gratification, made famous by psychologist Walter Mischel in the 1960s. And it’s a game a number of tax preparation firms are rolling out in real time, with very little in the way of strings or fees attached.

Mortgages 101

  • Categories: Blog
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Buying a new home this spring? While it can be easy to put it off for another day, securing financing now should be a top priority. Potential buyers benefit in several ways by consulting with Mill City CU and obtaining a pre-approval letter.

Financial Resolutions to Make This Year

  • Categories: Blog
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Did you resolve to slim down your spending or beef up your savings this year? About 41 percent of Americans make New Year’s resolutions, but less than 72 percent are kept through the first week (and less than half are maintained after six months).

Five steps to financial relief after a natural disaster

  • Categories: Blog
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As any victim of a natural disaster knows, putting your life back together may take weeks, months or even years. Fortunately, when it comes to property and finances, you can take actionable steps to reclaim what you lost. This article’s tips can’t undo the damage, but they can put you on the road to financial recovery.

Say No to Stress With These New Strategies

  • Categories: Blog
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How much time per day do you devote to stress? If it’s more than an hour, it could be affecting you physically and mentally. Long-term problems — like months of stress related to credit card debt — can be especially taxing. Try these strategies to calm your nerves instead.

What You Need to Know About the CVS Health/Aetna Merger

  • Categories: Blog
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You probably caught sight of the recent news that CVS Health plans to buy health insurer Aetna for approximately $69 billion. This has the potential to impact a lot of individuals, which is why we thought we’d dive into it this week. Here’s the rundown of what’s happening, when it’s happening and why it’s happening — as well as what it likely means for you.

How To Turn Your Old Tech Into Cash

  • Categories: Blog
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Looking for extra money so you can pay off your credit cards from the holidays? If you’ve got old cell phones, smart watches or tablets at home, you’ve likely got it. The average household is sitting on $264 in unused tech items.

How To Age Proof Your Retirement

  • Categories: Blog
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Here are two truths that apply almost universally: In retirement, your health costs will likely go up. In retirement, your income from working is going to go down (and, likely, eventually, stop).